Split your purchases into affordable monthly instalments with ZERO interest to pay.


Grow your business with our Buy Now Pay Later (BNPL) service.

Featured Merchants

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Who We Are

Buy Now Pay Later

myIOU is a Buy Now Pay Later (BNPL) service by IOUpay. It was designed to accommodate the ever growing cashless market in Malaysia and South East Asia.

We have more than 20 years of experience in Mobile Banking and Digital Payment, processing more than 20 million transactions per month.

To learn more about IOUpay, click here.

Our Key Partners