Split your payment into 2, 3 or 6 months¹ upon checkout with absolutely 0% interest.²
1. Tenure for instalment plan is predetermined by respective merchants.
2. Late payment fees of RM5 or 1% on outstanding amount (whichever higher) will be incurred for overdue payment.
3. Instant approval of RM1,000 credit limit will be granted between 9am – 10pm (including Sat, Sun & public holidays). Credit limit will be RM0 between 10pm-9am and will be approved within 48 hours. Subject to terms & conditions.
Confirm transaction details and complete your initial payment*. Remaining balance of total purchase will be split into monthly instalments.
Your card binded to myIOU will be charged automatically every month for the remaining instalments.
*myIOU Credit+ is only for existing myIOU consumer.
**Request made before 12pm will be processed on same business day and request made after 12pm will be processed by next business day. Subject to terms & conditions.