* Tenure for instalment plan is predetermined by respective merchants.
** Late payment fees of MYR5 or 1% on outstanding amount (whichever higher) will be incurred for overdue payment.
*** Instant approval of MYR1,000 credit limit will be granted between 9am – 10pm (including Sat, Sun & public holidays). Credit limit will be MYR0 between 10pm-9am and will be approved within 48 hours.
Confirm transaction details and complete your initial payment*. Remaining balance of total purchase will be split into monthly instalments.
Your card binded to myIOU will be charged automatically every month for the remaining instalments.
*myIOU Credit+ is only for existing myIOU consumer.
**Request made before 12pm will be processed on same business day and request made after 12pm will be processed by next business day.