There is no better time to GROW your business with us

With the surge in cashless payment among consumers, myIOU helps you to elevate your business to greater heights.
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Benefits for Merchants

increase conversion

Increased Conversion

Increase your sales conversion and reduce abandoned cart rates.

Accepts Debit or Credit Card

Consumers can pay with both debit or credit card. More options, less hassles.

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Pay Online or In-Store

Whether you are running an online or brick-and-mortar store, consumers can pay easily with our app or point-of-sale (POS) terminal.

Get Paid in Full Upfront

We pay our merchants in full upfront with standard weekly settlement cycle.

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myIOU Merchant+
myIOU Merchant+ offers myIOU merchants the ability to provide additional credit limit up to MYR10,000 to myIOU consumers*.

*Available for myIOU Credit+ consumers only with credit limit of MYR3,500 and above.
**Only 1 myIOU Merchant+ transaction at any one time with minimum transaction amount of MYR1,000.

On-boarding Process

1. Dedicated Account Manager offering every merchant a personalised on-boarding experience.
2. Application and submission of required documents by merchant.
3. Merchant application processing and approval.
4. Merchant account setup and creation.
5. Integration & UAT testing (only for online merchants).
6. Deployment of point-of-sale (POS) materials (only for in-store merchants).
7. Go live and grow your business with IOUpay.
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Our Key Partners